Appraisal services for Beaumont and Jefferson County homeowners

Here are the top seven reasons why TX homeowners use A.E.LAVELY & ASSOCIATES, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To cut their monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Jefferson county or TX by determining the true market value of real estate in question

Own a house in or near Beaumont, TX and need help deciding the price of it?
Contact A.E.LAVELY & ASSOCIATES, LLC.

We at A.E.LAVELY & ASSOCIATES, LLC understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping clients just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in an area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from A.E.LAVELY & ASSOCIATES, LLC is your number one weapon.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from A.E.LAVELY & ASSOCIATES, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.